When writing a scene, story, chapter, or while writing a journal, you (the writer) need to make a choice as to what type of window your reader will experience the words you have written. This is academically categorized as point of view. There are several types:

First Person Singular: This type of writing uses, "I".

First Person Plural: This type of writing uses, "We".

Second Person: This type of writing uses, "You".

3rd Person Limited: This type of writing uses, "He, She, It", with one narrator used.

3rd Person Multiple: Also using, "He, She, It", but having multiple narrators (or characters). This type of writing uses chapter and scene breaks to allow the reader to know a change is occurring.

3rd Person Omniscient: Using, "He, She, It", and the narrator knows everything.

Objective Narrator: The detached observer, who does not know the thoughts or feelings of other characters.

Now you have a better understanding of the different points of view you may use in your writing.

Perspective, is how your character experiences, feels, thinks, and processes the events surrounding them. Experiences in the story are universal, perspective is unique to each character. Use this to develop your characters and conflict.

Looking for Further:
Definition
Different Types of Point of View
Point of View in Writing
Points of View in Fiction
Basics of Point of View for Fiction Writers
Two Heads Aren't Always Better Than One
Types of Point of View
What's The Difference Between Perspective and Point of View?